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20520 Pine Tree Ln, Estero, FL 33928

$725,000
  • 20520 Pine Tree Ln, Estero, FL 33928 Main Photo
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BEDS3 BATHS2 full SQUARE FEET1,738 MLS#225083687
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONESTERO RIVER HEIGHTS

Property Description

One or more photo(s) has been virtually staged, AI generated or rendered. Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.

20520 Pine Tree Ln | MLS# 225083687

This single family home located at 20520 Pine Tree Ln, Estero, FL 33928 is currently listed for sale with an asking price of $725,000. This property was built in 1997 and has 3 bedrooms and 2 full baths with 1738 sq. ft. Pine Tree Ln is located in the ESTERO RIVER HEIGHTS subdivision. Search ESTERO RIVER HEIGHTS real estate on www.realty-ex.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Electric
Garage: 2
Garage: Attached
Heating: Central Electric
Lot Size: 0.38 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $4,996
Year Built: 1997

Amenities

Deck
Patio
Pond
Room for Pool
Storage

Feature Descriptions

Additional Rooms: Den - Study, Laundry in Garage, Open Porch/Lanai
Amenities: BBQ - Picnic, Cabana, Community Boat Ramp, Community Park
Bedroom/Den: 3 - Den
Bedroom: Master BR Ground, Split Bedrooms
Boat Access: Boat Dock Private
Building Design: Single Family
Canal Width: Canal Width 1-30
Community Type: Boating, Non-Gated
Construction: Wood Frame
Days on Site: 69
Den: Yes
Dining: Breakfast Bar, Eat-in Kitchen
Equipment: Auto Garage Door, Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Smoke Detector, Washer, Water Treatment Owned
Exterior: Other
Flooring: Tile, Wood
Furnished: Negotiable
GEO Area: ES01 - Estero
Golf Type: No Golf Available
Gulf Access Type: No Bridge(s)/Water Direct
Hoa Type: Voluntary
Interior: Cathedral Ceiling, Internet Available, Pantry, Walk-In Closet, Window Coverings
Kitchen: Pantry
Lot: Corner, Oversize
Lot Frontage: 123
Maintenance: Rec Facilities
Management: Residents
Master Bath: Combo Tub And Shower
Parcel #: 29-46-25-E4-05000.0100
Parking: 2+ Spaces, Driveway Paved
Pets: No Approval Needed
Rear Exposure: W
Sewer: Septic
Special View Info: Canal
SQFT Total: 2457
Storm Protection: Shutters - Manual
Units in Building: 1
Units in Complex: 1
View: Canal
Water: Reverse Osmosis - Entire House, Well
Waterfront: Canal
Windows: Single Hung

Listed By / Shown By

Listed By

Agency Name: Realty World J. PAVICH R.E.
Agency Phone: (239) 495-9968

Shown By

Agency Title: Realty Exchange
Agency Phone: 304-523-2225

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Estimated Payment

$ 2,241.33 per month $1,613.54 Principal & Interest $416.33 Property Tax $211.46 Homeowner's Insurance

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